In a community spouse case, wherein the community spouse purchases a Medicaid Compliant Annuity ("MCA"), and the MCA is required to be structured with the state Medicaid Program as primary beneficiary to the extent of medical assistance benefits provided to the institutionalized spouse, the community spouse may want to reinsure the MCA with a term life insurance policy - assuming the community spouse is less than 90 years of age and in good health.
